approved lender, Conventional loans, down payment assistance, fha, home buyer class, housing counseling, hud, myhomedownpayment, va
In myhomedownpayment on March 5, 2009 at 3:05 am
Recently I received an email requesting information on down payment assistance programs for a specific city. Down payment assistance programs for that city are not listed on myhomedownpayment.com, yet.
This article is one of six on finding down payment assistance programs in your area. If you are looking for down payment assistance programs anywhere in the country, the following information should help get you up and started.
Back to the homework.
Go to the HUD web site and download a list of approved lenders in your area. Contact them.
Next go to the same HUD site to find a list of approved home buyer counseling providers. Take as many first time homebuyer classes as you can. Myhomedownpayment.com provides a list of online homebuyer classes.
Most down payment assistance programs will require you to take a class from an approved provider. No problem, your goal is to become as knowledgeable about the home buying process as possible.
The Steps:
- Choose the first mortgage program you qualify for: FHA/HUD, Conventional, VA, or Rural Development
- Choose a State Down Payment Assistance loan or grant (must be eligible)
- Choose a County Down Payment Assistance loan or grant (must be eligible)
- Choose a City or unincorporated area loan or grant (must be eligible)
If you need further assistance feel free to contact me at contact@myhomedownpayment.com.
The author, Yasmin Sabur, is the founding member of My Home Down Payment and myhomedownpayment.com, e-education businesses promoting affordable housing through mortgage down payment assistance programs for low-to-moderate income families.
credit report, down payment assistance, fha, home purchase, hud, loan application, low to moderate income, mortgage, myhomedownpayment, real estate
In myhomedownpayment on March 5, 2009 at 2:49 am
Recently I received an email requesting information on down payment assistance programs for a specific city. Down payment assistance programs for that city are not listed on myhomedownpayment.com, yet.
This article is one of six on finding down payment assistance programs in your area. If you are looking for down payment assistance programs anywhere in the country, the following information should help get you up and started.
Ask questions. Buying a home is not the time to be embarrassed because you don’t understand something. Ask questions, and ask for an explanation in English. If your questions are not answered in a timely or understandable fashion, move on. Ask all the questions you can think of in the beginning of the process. Interview real estate professionals and mortgage professionals.
Don’t sign any loan applications, release your social security number or have credit reports ordered before receiving an answer to your questions. Once you begin the loan process you will have to pay for credit reports and appraisals, in addition to other fees. You must be comfortable with the professionals before you commit your hard earned money.
The Steps:
- Choose the first mortgage program you qualify for: FHA/HUD, Conventional, VA, or Rural Development
- Choose a State Down Payment Assistance loan or grant (must be eligible)
- Choose a County Down Payment Assistance loan or grant (must be eligible)
- Choose a City or unincorporated area loan or grant (must be eligible)
If you need further assistance feel free to contact me at contact@myhomedownpayment.com.
The author, Yasmin Sabur, is the founding member of My Home Down Payment and myhomedownpayment.com, e-education businesses promoting affordable housing through mortgage down payment assistance programs for low-to-moderate income families.
down payment assistance, fha, home purchase, hud, low to moderate income, myhomedownpayment
In myhomedownpayment on March 5, 2009 at 2:31 am
Recently I received an email requesting information on down payment assistance programs for a specific city. Down payment assistance programs for that city are not listed on myhomedownpayment.com, yet.
This article is one of six on finding down payment assistance programs in your area. If you are looking for down payment assistance programs anywhere in the country, the following information should help get you up and started.
Begin by doing your homework. Buying a home can be a confusing process.
All of the people involved in the purchase of your home, except you, are working professionals. This means you are paying them – the real estate agent, the mortgage loan officer, the processor, the appraiser, the inspector, the escrow and title companies, the closing attorney, the seller and many other people.
Because purchasing a home is not something you will do often, you may be resistant to learning as much as possible about the process. Yes, this is information you will not use everyday of your life, but this is the largest purchase most of us will ever make. An investment. The more you know the better.
The Steps:
- Choose the first mortgage program you qualify for: FHA/HUD, Conventional, VA, or Rural Development
- Choose a State Down Payment Assistance loan or grant (must be eligible)
- Choose a County Down Payment Assistance loan or grant (must be eligible)
- Choose a City or unincorporated area loan or grant (must be eligible)
If you need further assistance feel free to contact me at contact@myhomedownpayment.com.
The author, Yasmin Sabur, is the founding member of My Home Down Payment and myhomedownpayment.com, e-education businesses promoting affordable housing through mortgage down payment assistance programs for low-to-moderate income families.
bermuda grass, garden, gardening, heirloom tomatoes, southern california
In joys of home on March 4, 2009 at 12:38 am
We empathize with the East Coast in the midst of this year’s snow storm. That is, when we’re not busy planting heirloom tomatoes, mixed lettuce and herbs.
Okay, I’m sorry for rubbing it in. When I moved to California, after living in the Midwest, the Big Apple, Savannah, Houston and several other places in between, I was afraid I would never get used to the cultural distance. I love the beach, but it doesn’t replace political conversation, live jazz, dance companies, creative theatre or good restaurants. Little did I know that I would find the love of my life here.
The sunshine tax overwhelmed me. A cottage worth about $75,000 in the rest of the country costs half a million in most of southern California, or did up until last year. When it rains here for more than 15 minutes, you watch your money flying around with the drops on your windshield. Yeah, we know the rain is good, we don’t have any water.
I missed the changing seasons, the snow, crisp fall evenings, the first signs of spring. Then I bought a bungalow in the city on a half acre of land. The backyard was covered with Bermuda grass. You’ve all heard me on that subject. Slowly, but surely, we are getting rid of the BG and planting an organic garden.
I am totally in love. I ooh and aah over the first little green shoots of lettuce. Cry over apricot blossoms. Drool at the thought of heirloom tomatoes. Become orgasmic when the okra blooms. Who would have thought this Midwestern, Northeastern, city urban sophisticate (well that’s the way I think of myself), is at heart just a little old farm girl. Comments from the monkey gallery are not welcome. Food not Lawns!
52weekshome